How do I know if I need a Financial Advisor?

How do I know if I need financial planning?*

Many people think that financial planning is only for the very wealthy or for businesses.  It may be time to think again.

Ask yourself the following questions:

  • Do you feel you make good money yet have little to show for it?
  • Are you confused about the vast array of investment options?
  • Are you unclear about how your current investments are performing?
  • Is the risk appropriate for the goals?
  • Do your investments fit toghter in a well-defined portfolio that's likely to achieve your lifetime goals?
  • Do you and your spouse differ over how to handle your money?
  • Are you uncertain whether you have the right kinds and amounts of insurance coverage?
  • Have you created an estate plan? (If not, the state will do that for you, and you may not like it.)
  • Do you feel you pay too much in taxes?
  • Are you confused about retirement plan options?
  • Are you worried about not having enough money on which to retire?
  • Are you confused about planning for funding children's education?

These concerns apply to nearly everyone. If you answered yes to any or several of these questions and do not have a Financial Advisor, now is a good time to reach out to begin disussing your concerns and goals.

Find the right Financial Advisor for you, call Dan, he will help with any questions you may have.

*Questions are from the Financial Planning Association brochure, "Ask Your Financial Planning Professional About Financial Planning".